We may be able to help you avoid foreclosure!

For more information about Scottsdale real estate, short sales in Arizona or any other real estate matter, contact Jay Martinez with the Luxe Real Estate Group at 480.948.6260 or at Jay@LuxeRealEstateGroup.com.

Always hire a Certified Distressed Property Expert!

For more information about Firerock Country Club or Fountain Hills real estate, contact Jay Martinez with the Luxe Real Estate Group at 800.519.LUXE.

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View Paradise Valley Farms Real Estate by Price — Click Below:

Paradise Valley Farms real estate is located in one of the most charming neighborhoods in all of Scottsdale, Arizona. A few blocks off Scottsdale Road and just South of Gainey Ranch, this always popular neighborhood is made up of less than 70 homes–most of which sit on acre plus lots along shaded, tree-lined streets. The overall location is truly enviable–residents are in the heart of Scottsdale, but feel like they are living in the country. Paradise Valley and Fashion Square are just minutes away and Gainey Ranch amenities are within walking distance.

The architecture in this unique neighborhood is an eclectic mix of contemporary, Tuscan inspired, Spanish revival and classic ranch.  For more information about Paradise Valley Farms or other Scottsdale communities, contact Jay Martinez with the Luxe Real Estate Group at 800.519.LUXE.

View Map of Paradise Valley Farms Real Estate

14426 N. Century DR Fountain Hills, AZ

Fountain Hills is a beautiful community located just East of Scottsdale. With a population of approximately 25,000, this charming community has a genuine small town feel. There are ample shopping and dining options and Fountain Park is always a popular destination.

For more information about Fountain Hills real estate, contact Jay Martinez with the Luxe Real Estate Group at 800.519.LUXE.

The master retreat features lake views, a sitting area with fireplace, gorgeous bath with jet tub, separate shower and walk-in closet with custom built-ins. The real highlight of this charming property is the enormous lakeside veranda–from the veranda you can enjoy the sunrise, mountain views and listen to the soothing waterfall nearby. This well maintained property is priced very competitively.

10390 E. Lakeview DR #101 Scottsdale, AZ

For more information about Scottsdale real estate, contact Jay Martinez with the Luxe Real Estate Group at 800.519.LUXE.

12361 N. 89th PL, Scottsdale, AZ Paso Fino Estates

Inside the gorgeous, Tuscan-inspired estate, you will find a chef’s kitchen featuring a massive island, granite counters, alderwood cabinetry and viking appliances. There is a beautiful wet bar adorned with stone, pendant lighting and wine closet–perfect for entertaining. The spa quality master suite bath is absolutely stunning and there are guest quarters with small kitchenette and private entrance off the patio. The relaxing back yard features a pebble tec pool with ribbon waterfall, covered patio, gas fire pit and BBQ area.

For more information about luxury real estate in Scottsdale, AZ, contact Jay Martinez with the Luxe Real Estate Group at 800.519.LUXE.

Contrary to popular belief, the mortgage program’s housing options are not for tiny, rundown farmhouses. “The USDA program accounted for 40%-50% of sales in October and November for Scottsdale, Ariz.-based home builder Meritage Homes,” the company’s VP of Sales John Bargnesi said in a Wall Street Journal article in 2008. The USDA’s eligible properties include single-family homes, condominiums and brand new manufactured homes. In other words, qualified buyers don’t have to settle; they can get a dream home.

USDA LOAN BENEFITS AND ELIGIBILITY

The loan offers cheap closing costs, a low (.03%) monthly insurance fee and modest interest rates. It is one of the last $0 down mortgage programs.

Prospective buyers must meet certain criteria, however. First, they can’t have an income that exceeds 115% of the median income for the location of the home.

In terms of housing, the loan covers newer and older homes. Funds can also apply to homes needing repairs or improvement. Condominiums must be older, while manufactured homes must be newly built. The funds can also pay off legal fees, closing costs and title services. Buyers with an existing Guaranteed Rural Housing loan can refinance.

Applicants need a credit score above 640 to qualify. Although, a USDA lender might be willing to work with a lower score as long as the buyer can prove his ability to meet the financial obligation of the loan. According to the USDA, if one’s credit is below 640, the applicant cannot have a:

• Foreclosure in the past three years.
• Discharged bankruptcy within three years months.
• 30-day late bills within the past year.
• Accounts in collections within past year.
• Tax liens or delinquent government debts such as student loans.
• Outstanding collection accounts.
• Two or more late rent payments in the past year.

Families interested in a USDA eligible property may contact Luxe Real Estate Group agents or USDA loan experts about the loan and relocating to a rural or suburban area.

Jasmine Reese writes content about USDA home loans and rural living for USDA Loans.com, a company devoted to the development of rural and suburban areas.

Current homeowners who purchased their homes several years ago when prices were high and interest rates were elevated may be paying more for their homes than they are worth. Many may be feeling the strain of financial hardship and are wondering how they might be able to save money each month. One of the best places to look to save money on your home is your mortgage. If you are paying an interest rate that is higher than the industry standard, you may be eligible for a streamline refinance. A streamline refinance is a home loan refinance where the process has been expedited and requires no additional paperwork and often no home appraisal or other administrative hassles. Additionally, there are no out of pocket expenses, and all closing and administrative fees and costs are rolled into the sum of your mortgage, which makes it easy for you to pay them off little by little, one month at a time. No up-front costs mean more money in your pocket and you start saving immediately.

With all of the benefits of a streamline refinance, why wouldn’t you apply and see how much you can start saving on your home loan? Most homeowners will end up saving thousands of dollars throughout the life of their loan, money that can be saved or used elsewhere. Take advantage of the historically low interest rates and save yourself money on your home mortgage.

Guest post by Jessica Gingham at www.streamlinerefinance.net

819 N. 85th ST Scottsdale, Arizona

This Fannie Mae owned home qualifies for Homepath Renovation financing. What does this mean? It means that a qualified buyer can obtain financing for the home purchase and light renovation. The loan terms are flexible and the down payment can be as low as three percent—the down payment funds can come from savings, a gift, grant or loan from a non-profit organization. For more information about this property or Homepath Renovation Financing, please call the Luxe Real Estate Group at 800.519.LUXE.

This gorgeous estate is located at the end of a quiet street in the gated community of Montecito at Mirabel.  Although it is not part of the Mirabel master planned community, residents can purchase a social and/or golf membership at the Mirabel club [pending availability].  The bank that owns this property recently spent $27,000 in improvements which include a new walk-way made of attractive pavers and new Thermador appliances at the kitchen–included in the appliance package are new double-ovens, microwave, dishwasher, gas cook-top and a $9000 Thermador refrigerator.  All 6000+ square foot of this property is in near perfect condition–all that is needed is back yard landscaping and a pool/spa if desired.

For more information about this property or any other in the valley, please contact us 800.519.LUXE.